12395 World Trade Drive
Suite 200
San Diego, CA 92128
noun
1.
Risk is the likelihood that an insured event occurs, that is, an event in which the insurance company is likely to pay out a Claim. Insurance companies use Risk when determining whether to insure a home, car, or individual, and when setting Premiums. People with lower Risk generally pay lower rates, and people with higher Risk generally pay higher rates.
Separate structures on your property may have to be insured separately.
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Your homeowners policy may not cover certain types of valuables. Here's what you can do to stay covered.